Nadia Suryani · Case 4821 · Prepared by Tomas Lindqvist, assessor · 16 September 2026
Four institutions across four countries would consider you, and three gaps stand between you and them: a passport that expires inside the program, half a band of English for three of the four, and a first year that costs more than your family has said it can fund. None of the three is a refusal. All three are addressable, and the rest of this document sets out how, in the order they matter.
| Grades3.1 of 4Above average. Opens the mid-range institutions. | LanguageIELTS 6.0Certified, valid to March 2028. Half a band short for three of the four. | Funding$9,000 to $11,000Declared, unevidenced, and short of the cheapest first year. | HistoryCleanNo refusals, nothing to declare. This helps you more than you think. |
You finished secondary school in June with grades above the cohort average, and you hold a certified IELTS 6.0. Your father has said plainly what he can fund, which is more useful to us than an optimistic figure. Nothing in your history complicates an application anywhere.
Twenty-two countries, filtered in three passes. First by what your grades and language allow, which removed the selective English-speaking destinations. Then by what your funding supports, which removed Australia, the United States and the United Kingdom outright, not because you would be refused, but because a visa officer applies the same arithmetic we just did. Then by whether the January intake is still open, which removed two otherwise good options in Germany.
Four institutions survived all three passes. Two more came close and are named at the end, with the reason each fell short, so you can see the whole picture rather than only the flattering part of it.
Every figure below is tuition for one year. Only Lakeland offers an award that reduces it, and awards are decided by the institution, not by us. Living costs run $12,000 to $14,000 a year at all four and are on top.
The only one of the four that accepts IELTS 6.0 as it stands, so this route needs no retest. It still needs the passport renewed and the funding gap closed. Read the price carefully: at $12,000 this is the highest tuition of the four, and only their merit award, which covers half of tuition and which your grades clear with room, brings it to $6,000. Awards are decided by the institution, so plan for $12,000 and treat $6,000 as the good outcome. Kuopio is small and eastern and dark in winter; that suits some students and isolates others, and it is worth being honest with yourself about which you are.
The closest of the four to what you said you wanted to study, and the second cheapest at $4,200 with no award needed to get there. Public tuition, a large international cohort, and a January intake that matches your timing. Half a band of English stands between you and an application.
The cheapest of the four at $3,400, and the one your family can most comfortably afford without depending on an award. They would take your grades. We place it third only because civil is further from computing than you said you wanted, and that is a preference rather than an obstacle. Two intakes a year also makes it the most forgiving option if the language takes longer than planned.
An outside option we include because it sits between health and computing, and because Hungary is generous with international students at this level. One intake a year, so a missed September means a full year.
They would consider your grades. At $31,400 a year against declared funding of $9,000 to $11,000, the shortfall is roughly $20,000 a year, and the visa officer reviewing your file would reach the same figure. We do not recommend applying.
Master's entry. You have finished secondary school, so this is three or four years away rather than closed. Worth remembering later.
| Now | Renew your passportYours expires 10 June 2028. A January 2027 start finishes in 2031, and no institution or embassy will accept a passport that expires inside the program. This is the single hardest blocker in your file and the one nobody but you can move. Start it this month. |
| Now | Replace the bank evidenceWe need six months of statements in one name, and a short letter from your father confirming he is funding you. What we have covers three months and is in his name without the letter, which is why it came back. |
| Before applying | Close the funding gap, or change the targetEven the cheapest of the four leaves your first year short by several thousand dollars once living costs are counted, because living costs are much the same wherever you go and only the tuition moves. Anatolia at $3,400 narrows the shortfall to roughly $5,000; a student loan, a contribution from elsewhere in the family, or a year of working and saving before you start are the ways to cover the rest. A visa officer runs the same arithmetic we did, so this has to be solved before we file, not after. |
| October | Sit IELTS again, aiming for 6.5You are half a band away, and how fast you close it decides which intake you are aiming at. A twelve or sixteen week course starting now finishes in December, after the January applications close, so your target becomes August. A six week intensive running to 23 October holds January by two days, at roughly twice the price, and a delayed result still means August. A 6.5 opens all four institutions instead of one; your adviser has the courses and the dates. |
| By 30 October | Decide where to applyApplying to all four costs no more than applying to one. Grace will take you and your parents through them on a call. If the retest lands after this date, we aim at the August intake instead and nothing is wasted. |
Taking Lakeland as the example, because it is the route open to you today.
| Annual tuition | $12,000 |
| Merit scholarship, if awarded | $6,000 |
| Annual to pay | $6,000 |
| Living, insurance, books | $14,000 |
| Enrola registration fee, on acceptance | $750 |
| First year, all in | $20,750 |
Against declared funding of $9,000 to $11,000 a year, the first year at Lakeland is short by roughly $10,000 even with the award. Anatolia is the cheapest of the four and narrows that to roughly $5,000, because living costs are much the same wherever you go and only the tuition moves. Nothing on this list closes the gap on its own. A student loan, a contribution from elsewhere in the family, or a year of working and saving before you start are the honest ways to cover the rest, and this is the conversation to have with your father before you spend anything further.
Sit the retest in October and apply to all four. If you would rather not retest, Lakeland alone is a reasonable route and we would file it on its own. Either way two things go first, because everything else waits on them: the passport, which has the longest queue, and the funding conversation with your father. On the numbers as we have them, Anatolia at $3,400 a year is the option your family can most comfortably afford, and it is a real engineering degree, not a consolation.
We would also rather you did not go to Australia. You asked about it, we looked at it properly, and the money is not there. Plenty of students who could not go where they first wanted are now studying somewhere they are glad they chose.
Assessor · Your adviser Aisyah Rahman will call to go through this with you and your parents. Ask her anything in this document that is not clear. Nothing further is charged until you decide to register.
About this assessment. It reflects published entry requirements and our own experience of these institutions as at 16 September 2026, and both change. Enrola does not decide admissions and cannot guarantee a visa; that is a decision made by a government. Enrola advises on international education programs and student visas only.